Whether you’ve adopted a rambunctious young puppy or trying to teach an old dog some new tricks, sometimes even the best pets need a little help. With dog training financing from LendingUSA, it’s easier than ever to keep your four-legged friend in harmony with your family.
Frequently Asked Questions
How much interest is charged?
Between 15% to 24% on average, though this can change depending on your creditworthiness and global economic conditions
What amounts can I finance?
The minimum amount we can finance is $1000 and the maximum is $8000 Are there any other fees or charges that I should be aware of? An 8% origination fee is added to the total cost of your program.
Do I pay interest for the first 6 months?
Yes! While you do have 6 months to pay off your balance without interest, your payments will still reflect interest during this time. If you pay your balance off before the 6 month deadline, the interest will be refunded back to you.
What loan terms do you offer?
Our most common loan terms are 36, 48, and 60 month financing
When is my first payment due?
Your first payment is due 37 days after the origination of your loan, but you can choose your first payment day to be up to 10 days after this date
How long do I have to make a decision?
Pre approvals are good for 30 calendar days
How much will I ultimately pay in interest?
All of these details will be in your loan agreement.
Can I provide a co-signer?
No, all loans are individual, even if you are married. We can, however, split the balance between two individuals.
Is there a minimum credit score?
No. Decisions are based on a number of factors, including but not limited to credit score.
Will I have to provide any documentation?
While it is not standard, some documentation may be required to approve your loan.
Can I get approved if I am self-employed?
Yes! You will submit an average income for each month over 3 months, to be considered.
What kind of income is considered?
All gross income is considered.
Do you have a privacy notice?
A privacy notice is available on Lending USA’s website.
